Best Installment Payment Software

Installment payment software facilitates a business’ ability to offer its customers the option to purchase an item over time through a set number of regular payments. Businesses can either implement the software themselves or utilize a SaaS tool to provide installment payment capabilities. In those instances, the service will pay a business the full price of the item up front and then remit the installment payments from the customer.

Because of the flexibility associated with installment payments, these solutions enable a business to potentially attract new customers and sell more high-priced items within their e-commerce store. Businesses can embed these solutions into their online store or integrate them with their invoicing software to offer flexible payment options. These tools are similar to payment gateway software because they can securely carry out payment transactions and process credit cards online and integrate with e-commerce tools.

To qualify for inclusion in the Installment Payment category, a product must:

  • Provide the option to pay for an item in installments
  • Manage the amount and timeframe of the installments
  • Apply appropriate interest and fees if the installments are late or unpaid
  • Send notifications to both customers and businesses
  • Integrate with an e-commerce platform or invoicing software
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    Get the buying power to shop now. Enjoy the flexibility to pay over time.

    Affirm is a fin tech solution that gives consumers financing at online point of sale.

    ExtendCredit is a cloud-based financial services platform designed to enable companies, of all sizes, to easily boost sales, enhance loyalty and grow revenue.

    Partial.ly lets you offer a custom, flexible payment plan to your clients to start payments right away.

    Afterpay integrates with your store directly via API or by using one of our platform plugins. Afterpay also provides comprehensive technical support for initial integrations and ongoing maintenance.

    Payment option that lets customers spread the cost of any purchase over a period of time while the retailer gets paid in full right away.

    J2Store is a flexible shopping cart and ecommerce solution for Joomla.

    With Klarna, you only need one solution to offer all the popular payment methods, saving you both time and money on administration.

    Sezzle increases sales and order values by enabling your customers to buy now and pay later with interest-free installment plans.

    With Splitit, you can offer shoppers from around the globe zero friction payment options that will boost your sales, increase your conversion and generate higher average order value.