FuturePay

3.4
(13)

FuturePay is payment option that lets shoppers buy now and pay later, with no credit card required.

Work for FuturePay?

Learning about FuturePay?

We can help you find the solution that fits you best.

FuturePay Features

Payment Options

Real-Time Payments

Supports real time payments

n/a

Coupons, Discounts, Promotions, and Gift Cards

Ability to accept coupons, discounts, promotions, and gift cards.

94%
(Based on 5 reviews)

Recurring Billing

Ability to charge customers on a recurring basis for subscription-based purchases

83%
(Based on 9 reviews)

Instant Payment

Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases

76%
(Based on 10 reviews)

Accepted Credit Cards and Debit Cards

Ability to accept different types of credit and debit cards

n/a

ACH Payments and eCheck Processing

Ability to accept and process eChecks and ACH payments as a form of payment

85%
(Based on 6 reviews)

Split Payments

Ability to split payments between merchant and sellers

82%
(Based on 5 reviews)

Administration

Reporting/Dashboards

Access pre-built and custom reports and dashboards.

n/a

User, Role, and Access Management

Grant access to select data, features, objects, etc. based on the users, user role, groups, etc.

n/a

Payout Time

Turnaround time for money to be transferred to the merchant's bank account

75%
(Based on 12 reviews)

Manual Payment Entry

Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions

67%
(Based on 10 reviews)

Dispute Resolution

The process for handling chargebacks and disputes with the payment gateway.

n/a

Security

PCI Compliance

Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy

n/a

Fraud Protection Tools

Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others

85%
(Based on 8 reviews)

Data Tokenization

Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.

83%
(Based on 7 reviews)

Two-Factor Authentication

An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number)

85%
(Based on 6 reviews)

Development

Customization (Fields, Objects, and Layouts)

Allows developers to customize payment form to accommodate their unique processes.

68%
(Based on 7 reviews)

APIs

Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications.

n/a

Accounting Software Integration

Provides standard integration with merchant's accounting software

79%
(Based on 7 reviews)

E-Commerce Software Integration

Provides standard integration with merchant's e-commerce software

85%
(Based on 10 reviews)

Platform

Performance and Reliability

Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.

81%
(Based on 11 reviews)

Internationalization - Currency/Language

The gateway supports multiple currencies and languages to enable business from customers in multiple countries

85%
(Based on 7 reviews)

Internationalization - Operating Country

The payment gateway is supported in the country in which the merchant operates

79%
(Based on 7 reviews)

API / Integrations

Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications.

75%
(Based on 6 reviews)

PCI Regulation Compliance

Complies with payment card industry (PCI) regulations

78%
(Based on 6 reviews)

Supplemental Technology

Supports EMV chip card and Near Field Communications (NFC) technologies

n/a