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PayPal

4.4
(681 reviews)

With PayPal credit card processing (Payments Standard, Payments Pro, or PayFlow) you can accept all major payment types from your customers right on your site. Simple checkout buttons or fully customized online checkouts enable scalable solutions for businesses of any size.

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PayPal Features

Payment Options

Real-Time Payments

Supports real time payments

n/a

Coupons, Discounts, Promotions, and Gift Cards

Ability to accept coupons, discounts, promotions, and gift cards.

n/a

Recurring Billing

Ability to charge customers on a recurring basis for subscription-based purchases

n/a

Instant Payment

Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases

92%
(Based on 524 reviews)

Accepted Credit Cards and Debit Cards

Ability to accept different types of credit and debit cards

95%
(Based on 540 reviews)

ACH Payments and eCheck Processing

Ability to accept and process eChecks and ACH payments as a form of payment

85%
(Based on 320 reviews)

Split Payments

Ability to split payments between merchant and sellers

85%
(Based on 274 reviews)

Administration

Reporting/Dashboards

Access pre-built and custom reports and dashboards.

n/a

User, Role, and Access Management

Grant access to select data, features, objects, etc. based on the users, user role, groups, etc.

n/a

Payout Time

Turnaround time for money to be transferred to the merchant's bank account

86%
(Based on 483 reviews)

Manual Payment Entry

Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions

87%
(Based on 410 reviews)

Dispute Resolution

The process for handling chargebacks and disputes with the payment gateway.

n/a

Security

PCI Compliance

Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy

91%
(Based on 122 reviews)

Fraud Protection Tools

Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others

n/a

Data Tokenization

Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.

89%
(Based on 308 reviews)

Two-Factor Authentication

An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number)

91%
(Based on 369 reviews)

Development

Customization (Fields, Objects, and Layouts)

Allows developers to customize payment form to accommodate their unique processes.

85%
(Based on 375 reviews)

APIs

Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications.

n/a

Accounting Software Integration

Provides standard integration with merchant's accounting software

84%
(Based on 277 reviews)

E-Commerce Software Integration

Provides standard integration with merchant's e-commerce software

88%
(Based on 332 reviews)

Platform

Performance and Reliability

Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.

92%
(Based on 472 reviews)

Internationalization - Currency/Language

The gateway supports multiple currencies and languages to enable business from customers in multiple countries

91%
(Based on 387 reviews)

Internationalization - Operating Country

The payment gateway is supported in the country in which the merchant operates

91%
(Based on 365 reviews)

API / Integrations

Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications.

87%
(Based on 229 reviews)

PCI Regulation Compliance

Complies with payment card industry (PCI) regulations

88%
(Based on 228 reviews)

Supplemental Technology

Supports EMV chip card and Near Field Communications (NFC) technologies

n/a